Episodes
Monday Jan 21, 2019
Breaking News! 773 Million Records Exposed in Monster Breach!
Monday Jan 21, 2019
Monday Jan 21, 2019
Breaking News! 773 Million Records Exposed in Monster Breach!
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On Today’s podcast, we'll discuss the latest monster data breach as detailed on Wired.com and discuss various ways to safeguard your identity, your email accounts, and passwords.
Source: Wired.com
There are breaches, and there are mega breaches, and there’s Equifax. But a newly revealed trove of leaked data tops them all for sheer volume: 772,904,991 unique email addresses, over 21 million unique passwords, all recently posted to a hacking forum.
The data set was first reported by security researcher Troy Hunt, who maintains Have I Been Pwned, a way to search whether your own email or password has been compromised by a breach at any point. (Trick question: It has.) The so-called Collection #1 is the largest breach in Hunt's menagerie, and it’s not particularly close. Download the Podcast for more information!
Password Manager Solutions:
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Has your account been compromised?
Check your email address at:
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com
Monday Dec 31, 2018
Monday Dec 31, 2018
Catch of the Day: Eleven Individuals from Lagos, Nigeria Indicted for Conspiring to Commit Wire Fraud
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Source: Justice.gov
Jacksonville, Florida – United States Attorney Maria Chapa Lopez announces the return of an indictment charging numerous individuals from Lagos, Nigeria, with conspiracy to commit wire fraud. If convicted, each faces a maximum penalty of 20 years in federal prison.
According to the indictment, the defendants, all Nigerian citizens, targeted multiple U.S. corporations with “phishing” e-mails requesting that the companies’ payroll/human resources personnel send IRS Forms W-2, containing employee personal identifying information, for review. They used “spoofed” email addresses, which masked the actual email address, making it appear as if the message was sent from a high-level manager within the victim companies. Numerous companies around the United States were victimized by this sophisticated scheme, including a local Jacksonville-based business.
The defendants, once they obtained the tens of thousands of employee W-2 Forms, used the information to file false federal income tax returns with the IRS claiming millions of dollars in fraudulent refunds. To receive the fraudulent tax refunds generated from the scheme, the defendants used individuals in the United States to accept the proceeds and send the money to Lagos, Nigeria. In many instances, the individuals assisting in the United States were victims of a romance scheme, whereby the defendants developed online relationships using fake social media platforms.
This case was investigated by the Federal Bureau of Investigation Cyber Squad and Internal Revenue Service Criminal Investigation. It will be prosecuted by Assistant United States Attorney Jay Taylor.
Topics Discussed:
- Email Spoofing
- CEO Fraud/Phishing
- Whaling Attacks
- Romance Fraud
More Information:
- FBI.gov
- Internet Crime Center - File a Complaint
- IC3.gov
Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Thursday Dec 27, 2018
HACKED! My Identity Has Been Stolen - Really!
Thursday Dec 27, 2018
Thursday Dec 27, 2018
HACKED! My Identity Has Been Stolen - Really!
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After the Equifax data breach in September 2017, I started a personal journey to protect my identity and take proactive measures to ruin a bad guy's day! I researched and reviewed several identity theft monitoring services, credit monitoring services, and how I could freeze my credit with all three credit bureaus. There are some very simple steps YOU can take right now to protect your identity and stop a bad guy from opening credit in your name and Ruining Your Day.
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Today, Skip discusses how his personal identity was compromised and recently used by criminals to open a line of credit with a large women's clothing retailer. However, through a proactive approach to protect his identity, Skip details the steps he took to stop the fraudsters in their tracks. Now, Skip is awaiting additional information from LifeLock and the retailer so that he can pursue the fraudsters with every means at his disposal. Check out Ruin a Bad Guy's Day: https://www.ruinabadguysday.com
It's time to play offense against the fraudsters and Ruin a Bad Guy's Day!
What can YOU do?
- Open an Identity Theft Monitoring Account - LifeLock or Experian
- Open a Credit Monitoring Account - Credit Karma
- Freeze Your Credit with All 3 Credit Bureaus
Who should YOU call?
- Social Security Administrations Fraud Alert Line - 800-269-0271
- Federal Trade Commission - Report Identity Theft - 877-FTC-HELP
Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Monday Dec 17, 2018
Question of the Week: What is Phishing, Vishing, and Smishing?
Monday Dec 17, 2018
Monday Dec 17, 2018
Question of the Week: What is Phishing, Vishing, and Smishing?
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Thank you for all of your emails and questions about Phishing, Vishing, and Smishing. This week we'll discuss the bombardment of social engineering techniques fraudsters use to lure us into giving away our personal information. We'll also go into greater detail on each of the primary methods currently being used to steal your identity.
Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising itself as a trustworthy entity in an electronic communication. Typically carried out by email spoofing or instant messaging, it often directs users to click a link, download an attachment and enter personal information at a fake website. From Wikipedia.org
Vishing or Voice phishing is a form of criminal phone fraud, using social engineering over the telephone system to gain access to private personal and financial information for the purpose of financial reward. From Wikipedia.org
Smishing or SMS phishing is a form of criminal activity using social engineering techniques. Phishing is the act of attempting to acquire personal information such as passwords and details by masquerading as a trustworthy entity in an electronic communication. SMS phishing uses cell phone text messages to deliver the bait to induce people to divulge their personal information. From Wikipedia.org
Best Spam Call Blocker Apps for Smartphones
Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Wednesday Dec 12, 2018
Wednesday Dec 12, 2018
Catch of the Day: Credit Card Cloners Stole Thousands - Fraudsters Used Overseas Hackers to Get Card Numbers
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Source: FBI.gov
A prolific credit card scammer—who continued his crimes from behind bars—is now serving a lengthy sentence thanks to a multi-agency investigation into his card-cloning operation.
From 2014 to 2016, Syracuse, New York, resident Daquan Rice, 23, and several associates purchased credit card numbers online from hackers in Russia, Pakistan, and Ukraine, who sell the information they steal. Rice also bought credit card numbers from a friend who worked at a Syracuse restaurant who had skimmed numbers from customer credit cards on Rice’s behalf.
Rice had an associate in New York City with a credit card cloning machine, and he would provide the numbers to the person to make new cards for him. Rice and his accomplices then used these cards to buy gift cards, which they would convert into cash or money orders.
How does this happen? Today we discuss how carder networks operate and how carders steal personal information, use credit card cloning devices, and manufacture counterfeit credit cards.
Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Thursday Dec 06, 2018
How to Prevent a Home Burglary | Tips to Safeguard Your Home From Burglars
Thursday Dec 06, 2018
Thursday Dec 06, 2018
How to Prevent a Home Burglary | Tips to Safeguard Your Home From Burglars
During this podcast we'll discuss ten ways you can safeguard your home from burglars and prevent your home from being a target. Simple steps that include low-cost DIY projects to increase lighting around your home, installation of timers and window locks, trimming trees and bushes, and home security systems.
Starting a Neighborhood Watch Program in your community is also a great way to involve your neighbors and fight crime. These cost effective steps will give the illusion someone is home and create the perception that your home is too risky to burglarize.
National Neighborhood Watch Program: www.nnw.org
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Monday Dec 03, 2018
Monday Dec 03, 2018
Breaking News! Marriott Says Up To 500 Million Customers' Data Stolen In Breach
Source: NPR.com
Marriott International said Friday that information on up to about 500 million of its customers worldwide was exposed in a breach of its Starwood guest reservation database dating as far back as 2014. The world's largest hotel chain said it learned of the breach on Sept. 8.
The company said the Marriott hotel network was not affected. "The investigation only identified unauthorized access to the separate Starwood network," it said. Marriott acquired Starwood Hotels & Resorts Worldwide in 2016. For 327 million of the affected guests, the compromised data includes "some combination of name, mailing address, phone number, email address, passport number, Starwood Preferred Guest ("SPG") account information, date of birth, gender, arrival and departure information, reservation date, and communication preferences," the company said.
Today, we'll discuss how the bad guys may attempt to compromise your accounts through deceptive and spear phishing attacks and what you can do to avoid becoming a victim of identify theft.
Report Phishing Emails
File a Complaint: FTC.gov/complaint
Forward phishing emails to: spam@uce.gov (FTC.gov site)
Identity Theft Information: Identitytheft.gov
Check to see if your email accounts have been compromised: https://haveibeenpwned.com/
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Wednesday Nov 28, 2018
Wednesday Nov 28, 2018
Catch of the Day: Thousands of credit cards were potentially compromised in a hotel room scheme – “Carding network” used to purchase stolen credit card numbers.
Source: Star-Telgram.com
In this Podcast, we will discuss what the term “Carding” means and how “Carders” operate.
DALLAS - Thousands of credit cards were potentially compromised in a hotel room purchasing scheme worth $250,000, according to federal court documents. According to the criminal complaint, which was unsealed last week, investigators in Dallas began looking into suspicious hotel room purchases allegedly made by K. Klutts and O. Edwards in late August. The pair would rent one or two rooms in different hotels in Dallas, Fort Worth and other areas and then sub-rent the room to other people at lower fees, the document says. Klutts is accused of buying those rooms with credit card numbers she bought from a “carding network.”
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Friday Nov 23, 2018
How to Protect Your Identity During the Holidays
Friday Nov 23, 2018
Friday Nov 23, 2018
How to Protect Your Identity During the Holidays
The holiday season brings all kinds of joy and potential stress. It is easy to become caught up with the holiday rush, shopping on-line, traveling to meet with friends and family, and forget to safeguard our identities from potential hackers and criminals.
Today we’ll discuss some simple steps to protect your identity while surfing the web, connecting to Wi-Fi hotspots, and protecting your Bluetooth devices. We’ll also explain the importance of using a VPN (virtual private network) when connecting to free Wi-Fi services at airports, hotels, and coffee shops.
- Private Internet Access - PIA
- PureVpn
- IPVanish
- NordVPN
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Friday Nov 02, 2018
Friday Nov 02, 2018
Catch of the Day: 30 Alleged NorCal Gang Members Arrested in $1 million credit card scheme
According to California Attorney General Xavier Becerra, more than 30 alleged street gang members have been recently arrested in connection with a $1 million dollar credit card scheme spanning 13 countries across Northern California. This case involves Account Takeover Fraud and Identity Theft arrests where alleged gang members would burglarize dental and medical offices and steal credit card terminals to gain sensitive personal information.
Source: KCRA News
Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.