Ruin a Bad Guy’s Day Radio - Fraud Prevention Podcast
Got Chargebacks? Midigator’s Trent Spratling Explains Chargeback Truths, Consequences, and Misconceptions

Got Chargebacks? Midigator’s Trent Spratling Explains Chargeback Truths, Consequences, and Misconceptions

July 9, 2019

Got Chargebacks? Midigator's Trent Spratling Explains Chargeback Truths, Consequences, and Misconceptions

Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcasts/iTunes

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

This week, Ruin a Bad Guy's Day Radio Interviews Midigator's Trent Spratling about Chargeback Truths, Consequences, and Misconceptions.

Topics Include:

We'll discuss some of the biggest misconceptions about fighting chargebacks and disputes, dealing with banks and credit card issuers, and the potential ROI and increased revenue possibilities for fighting chargebacks.

Special Guest: Trent Spratling has a unique understanding of what merchants need to scale their business and increase profitability through Midigator's payment dispute management system that helps you prevent and respond to credit card disputes and chargebacks.

midigator_logo.png

This episode of Ruin a bad Guys Day Radio is brought to you by:

 

Midigator: Midigator is a leader in payment dispute management services.

 

Are you tired of the same old daily grind with fighting chargebacks and credit card disputes? Are you drowning in a sea of endless data and spreadsheets?

 

Look no further – Midigator's payment dispute management system provides real time analytics and advanced artificial intelligence technology that helps you identify why disputes are occurring while reducing your chargebacks and enabling your business to better avoid them in the future.

Midigator's advanced prevention options include chargeback alerts and Visa's VMPI technology to help you recover lost revenue and improve your overall chargeback management strategy.

 

Let Midigator - "Help You Get Back to Growing Your Business!"

 

For more information on how Midigator can help you prevent and respond to credit card disputes and chargebacks - Visit Midigator.com

 

Contact: 

Trent Spratling

Midigator

Account Executive

Office: 406-203-1555

Web: Midigator.com

Email: Trenton.s@midigator.com

LinkedIn: https://www.linkedin.com/in/trenton-spratling-038b632b/

Listen to the Podcast to learn more!

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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

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Newsletter: Cyber-Security and Fraud Prevention News

https://paper.li/ruinabadguysday/1557668208?edition_id=822c0510-76b2-11e9-bff4-0cc47a0d164b#/

Listen Free on iHeartRadio

https://www.iheart.com/podcast/256-ruin-a-bad-guys-day-radio-43100362/

How to Identify and Protect Yourself from Tech Support Scams

How to Identify and Protect Yourself from Tech Support Scams

May 14, 2019

How to Identify and Protect Yourself from Tech Support Scams

Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcasts/iTunes

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

Ruin a Bad Guy's Day Radio discusses how tech support scammers target you and your personal devices by pretending to be representatives from a software tech support company or call center.

We will review a recent conviction of a tech support scammer with links to international crime who defrauded victims of $3 million dollars. We discuss how we can learn from the fraudsters.

Source: U.S. Department of Justice

https://www.justice.gov/

Learn how to protect yourself and others from tech support scams and understand the different forms of scams which include phone and web scams. We will review how Microsoft is cracking down on tech support scammers and what they recommend for you to fight back and prevent you from being a victim.

Source: Microsoft

https://www.microsoft.com/reportascam

Listen to the Podcast to learn more!

Contact Ruin a Bad Guy's Day Radio:
https://www.ruinabadguysday.com/contact

Donate: Help Ruin a Bad Guy's Day Radio fight fraud!
https://donorbox.org/support-ruin-a-bad-guy-s-day-radio

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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Internal Auditors, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations professionals.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

More Podcasts: 

https://ruinabadguysday.podbean.com/

Sponsor a Podcast:

https://ruinabadguysday.podbean.com/p/sponsor-us/

Twitter:

https://twitter.com/ruinabadguysday

Newsletter: Cyber-Security and Fraud Prevention News

https://paper.li/ruinabadguysday/1557668208?edition_id=822c0510-76b2-11e9-bff4-0cc47a0d164b#/

How Fraudsters Exploit Malware and Phishing for Financial Gain

How Fraudsters Exploit Malware and Phishing for Financial Gain

April 29, 2019

How Fraudsters Exploit Malware and Phishing for Financial Gain

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Welcome to Ruin a Bad Guy's Day Radio. We are growing by leaps and bounds because of listeners just like YOU! If you like the podcast, please go to Apple Podcasts to leave a comment and give us a 5 Star rating...Thank You!

Apple Podcast

https://podcasts.apple.com/us/podcast/ruin-a-bad-guys-day-radio-fraud-prevention-podcast/id1437720527?mt=2

In this episode we discuss how fraudsters exploit malware and phishing for financial gain. A recent conviction of international cybercriminals in federal court reveals how these fraudsters operate and target their victims. Learn how protect yourself from malware and phishing schemes.

Source: Department of Justice
https://www.justice.gov/opa/pr/two-romanian-cybercriminals-convicted-all-21-counts-relating-infecting-over-400000-victim

Romanian Cybercriminals Convicted of All 21 Counts Relating to Infecting Over 400,000 Victim Computers with Malware and Stealing Millions of Dollars
A federal jury convicted two Bucharest, Romania residents of 21 counts related to their scheme to infect victim computers with malware in order to steal credit card and other information to sell on dark market websites, mine cryptocurrency and engage in online auction fraud, announced Assistant Attorney General Brian A. Benczkowski of the Justice Department’s Criminal Division and U.S. Attorney Justin E. Herdman of the Northern District of Ohio

Two Romanians were convicted after a 12-day trial of conspiracy to commit wire fraud, conspiracy to traffic in counterfeit service marks, aggravated identity theft, conspiracy to commit money laundering and 12 counts each of wire fraud. Sentencing has been set for Aug. 14, 2019 before Chief Judge Patricia A. Gaughan of the Northern District of Ohio.

According to testimony at trial and court documents, the defendants who pleaded guilty collectively operated a criminal conspiracy from Bucharest, Romania. It began in 2007 with the development of proprietary malware, which they disseminated through malicious emails purporting to be legitimate from such entities as Western Union, Norton AntiVirus and the IRS. When recipients clicked on an attached file, the malware was surreptitiously installed onto their computer.

This malware harvested email addresses from the infected computer, such as from contact lists or email accounts, and then sent malicious emails to these harvested email addresses. The defendants infected and controlled more than 400,000 individual computers, primarily in the United States.

Listen to the podcast for more information!

Malware:
https://en.wikipedia.org/wiki/Malware

Malware (malicious software) is any software intentionally designed to cause damage to a computer, server, client, or computer network. Malware does the damage after it is implanted or introduced in some way into a target's computer and can take the form of executable code, scripts, active content, and other software. The code is described as computer viruses, worms, Trojan horses, ransomware, spyware, adware, and scareware, among other terms. Malware has a malicious intent, acting against the interest of the computer user—and so does not include software that causes unintentional harm due to some deficiency, which is typically described as a software bug.

Phishing
https://en.wikipedia.org/wiki/Phishing

Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising as a trustworthy entity in an electronic communication. Typically carried out by email spoofing or instant messaging, it often directs users to enter personal information at a fake website, the look and feel of which are identical to the legitimate site.

Phishing is an example of social engineering techniques being used to deceive users. Users are often lured by communications purporting to be from trusted parties such as social web sites, auction sites, banks, online payment processors or IT administrators.

Contact Ruin a Bad Guy's Day Radio:
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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

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What is Visa Merchant Purchase Inquiry Program (VMPI)? Interview with Fraud Expert Scott Adams from FraudPVP.com

What is Visa Merchant Purchase Inquiry Program (VMPI)? Interview with Fraud Expert Scott Adams from FraudPVP.com

April 23, 2019

What is Visa Merchant Purchase Inquiry Program (VMPI)? Interview with Fraud Expert Scott Adams with FraudPVP.com

Subscribe: RadioPublic | Apple Podcasts | YouTube | Spotify | Stitcher | TuneIn

Ruin a Bad Guy's Day Radio interviews fraud expert Scott Adams with FraudPVP. Scott Adams with FraudPVP.com explains the value of Visa's Merchant Purchase Inquiry Program for reducing chargebacks and disputes and how FraudPVP can enhance your program by reducing chargeback management time and saving sales. FraudPVP/VMPI services can help prevent chargebacks before they even happen by improving communication between the parties involved. 

VMPI stands for Visa Merchant Purchase Inquiry and is part of the larger Visa Claims Resolution initiative (VCR). Visa created VMPI in an effort to make chargeback disputes simpler and more automated for merchants, issuers, acquirers and processors. Simply put, VMPI can help prevent chargebacks before they even happen by improving communication between the parties involved.

Scott Adams is the founder of FraudPVP. He has more than 20 years of experience in the field of payments as both a merchant and a fraud expert. He's worked with companies large and small to reduce chargebacks, improve ROI and fight fraud on multiple platforms. He strives to always think like a merchant and develop tools that make merchants' lives easier.

FraudPVP's VMPI Service gives you the chargeback-reducing power of VMPI with little to no set-up on your end. You can start deflecting chargebacks NOW. Listen to the Podcast to learn more!

What is special about FraudPVP’s VMPI Service?

Time Saved: We have real time alerts from Visa on Fraud and Chargebacks.  Our VMPI alert time is 3-4 days faster than traditional fraud and chargeback alerts merchants receive from their acquirer.

Inquiries Deflected: In 50+% of cases in which a customer called their issuer with a dispute, our system was able to prevent chargebacks by either saving the sale or providing an avenue to refund the transaction without a chargeback.

Saved Sales: In 25+% of cases in which a customer called with a dispute, our system was able to not only avoid the chargeback, but also save the sale completely, so the merchant kept their money!

Easy Integration / Fast Results:  Little to no IT/Engineering required.  We have paths to go live that require no integration.  You could be live within a matter of days and saving sales and reducing chargebacks within the current month!  No ramp-up needed!

More Information:

FraudPVP.com

https://www.fraudpvp.com/

FRAUDPVPLOGO.png

Scott Adams - LinkedIn

https://www.linkedin.com/in/speakerscotteadams/

Visa Merchant Purchase Inquiry Program 

https://developer.visa.com/capabilities/visa-cardholder-purchase-inquiry

Fraud Stats mentioned in podcast: Kount Blog

https://www.kount.com/blog-against-fraud/11-frightening-chargeback-statistics

Email Us: Ruin a Bad Guy's Day Radio
https://www.ruinabadguysday.com/contact

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Who Should Listen?
Fraud Managers and Investigators, Cybersecurity, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

Avoid Vacation Rental Scams: Interview with Fraud Expert Tammy Sorrento from Fireball Approves

Avoid Vacation Rental Scams: Interview with Fraud Expert Tammy Sorrento from Fireball Approves

April 2, 2019

Avoid Vacation Rental Scams: Interview with Fraud Expert Tammy Sorrento from Fireball Approves

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Tammy Sorrento founded Fireball Approves after she was NEARLY scammed by a Craigslist fraudster advertising a vacation home in Key West, FL. Tammy performed her due-diligence to safeguard her family from falling prey to a scam. Tammy researched the rental property and confirmed she had been in touch with a scammer who was impersonating the actual property owner!

Listen to the podcast to learn how to avoid being scammed by a Vacation Rental fraudster.

Tips to Protect Yourself from a Vacation Rental Scam

1. “I only deal in cash!” The property owner/imposter may ask you to pay in full with cash via a wire transfer like Western Union, MoneyGram, PayPal or mobile app. Do not wire money or send cash to the property owner/imposter. Tracing the wired transfer and/or sending cash is almost impossible.

2. “You better hurry, this property rents fast!” The property owner/imposter may create a sense of urgency pressuring you to make a decision before the “great deal” has expired. Be patient and do not rush into making a quick decision. There are plenty of other vacation rental properties.

3. It sounds too good to be true. The property owner/imposter is advertising a premium property at a ridiculously low rental price and/or is willing to reduce the price “just for you”.

More Information:

Fireball Approves – “Don’t get burned by mis-leading rental ads!”
https://fireballapproves.com/

Fireball Approves Facebook - 

https://www.facebook.com/fireballapproves/

fireballapproves_logo.jpg

Federal Trade Commission – Rental Scams
https://www.consumer.ftc.gov/articles/0079-rental-listing-scams

Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies

Sale! Get 15% Off - Use Coupon Code: THANKYOU
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Contact Us:
https://www.ruinabadguysday.com/contact

Donate: Help Ruin a Bad Guy's Day Radio fight fraud!
https://donorbox.org/support-ruin-a-bad-guy-s-day-radio

Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, and IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com

What is Synthetic Identity Fraud?

What is Synthetic Identity Fraud?

March 5, 2019

What is Synthetic Identity Fraud?

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Source: ThomsonReuters

Summary: In order to commit SIF or Synthetic Identify Fraud, fraudsters steal legitimate social security numbers from individuals who are not using their credit and/or have not established a credit file with the three credit reporting agencies. Fraudsters build and create synthetic identities by adding bogus addresses, names, and even fake social media accounts. This is when the real "fraud" begins with synthetic identity theft. Download the Podcast for more information!

Topics Discussed:
-Synthetic Identity Fraud/Theft
-How Bad Guy's Create Synthetic Identities
-What You Can Do?

Ruin a Bad Guy’s Day Radio Merchandise - 15% Off - Use Coupon Code: THANKYOU
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Contact Us:
https://www.ruinabadguysday.com/contact

Donate: Help Ruin a Bad Guy's Day Radio fight fraud!
https://donorbox.org/support-ruin-a-bad-guy-s-day-radio

Top VPN Services:
-Private Internet Access – PIA
-PureVpn
-IPVanish
-NordVPN

More Information:
Senate Bill 2155: Economic Growth, Regulatory Relief, Consumer Protection Act

Link: https://www.congress.gov/bill/115th-congress/senate-bill/2155
-Internet Crime Center - File a Complaint
-IC3.gov
-Secret Service.gov

Dashlane Password Management:

dashlanelogobanner.png

Check out AuditLock Fraud Consultancy:

Fraudnotfrog.com

Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.

Visit: https://www.ruinabadguysday.com

Catch of the Day: FEDERAL CRACKDOWN ON FINANCIAL FRAUD AND ATM SKIMMING CONTINUES WITH GUILTY PLEAS

Catch of the Day: FEDERAL CRACKDOWN ON FINANCIAL FRAUD AND ATM SKIMMING CONTINUES WITH GUILTY PLEAS

February 4, 2019

Catch of the Day: FEDERAL CRACKDOWN ON FINANCIAL FRAUD AND ATM SKIMMING CONTINUES WITH GUILTY PLEAS 

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Source: Secretservice.gov

Summary: Two Brazilian nationals who used bank customers’ account information obtained by an ATM “skimming” device have pled guilty in federal court. Julio Lopez Da Silva, 38, pled guilty to one count of conspiracy to commit bank fraud, while Anderson Santos, 41, pled guilty to one count of aggravated identity theft, in U.S. District Court in Brunswick, said United States Attorney Bobby L. Christine. Da Silva faces sentencing of up to 30 years in prison, while Santos faces a mandatory two-year sentence.

After the men were arrested Dec. 3, 2017 in Savannah, police searched a Port Wentworth hotel where the two were staying and discovered skimming equipment and nearly $20,000 in cash. Download the Podcast for more information!

Topics Discussed:
-ATM Skimming Devices
-How Skimming/Shimming Works
-What You Can Do?

Ruin a Bad Guy’s Day Radio Merchandise:

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https://www.ruinabadguysday.com/contact

Donate: Help Ruin a Bad Guy's Day Radio fight fraud!

https://donorbox.org/support-ruin-a-bad-guy-s-day-radio

Top VPN Services:
-Private Internet Access – PIA
-PureVpn
-IPVanish
-NordVPN

More Information:
-FBI.gov
-Internet Crime Center - File a Complaint
-IC3.gov
-Secret Service.gov

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Visit: https://www.ruinabadguysday.com

Catch of the Day: Eleven Individuals from Lagos, Nigeria Indicted for Conspiring to Commit Wire Fraud

Catch of the Day: Eleven Individuals from Lagos, Nigeria Indicted for Conspiring to Commit Wire Fraud

December 31, 2018

Catch of the Day: Eleven Individuals from Lagos, Nigeria Indicted for Conspiring to Commit Wire Fraud

Subscribe: Apple Podcasts | YouTube | Spotify | Stitcher | TuneIn 

Source: Justice.gov

Jacksonville, Florida – United States Attorney Maria Chapa Lopez announces the return of an indictment charging numerous individuals from Lagos, Nigeria, with conspiracy to commit wire fraud. If convicted, each faces a maximum penalty of 20 years in federal prison. 

According to the indictment, the defendants, all Nigerian citizens, targeted multiple U.S. corporations with “phishing” e-mails requesting that the companies’ payroll/human resources personnel send IRS Forms W-2, containing employee personal identifying information, for review. They used “spoofed” email addresses, which masked the actual email address, making it appear as if the message was sent from a high-level manager within the victim companies. Numerous companies around the United States were victimized by this sophisticated scheme, including a local Jacksonville-based business.

The defendants, once they obtained the tens of thousands of employee W-2 Forms, used the information to file false federal income tax returns with the IRS claiming millions of dollars in fraudulent refunds. To receive the fraudulent tax refunds generated from the scheme, the defendants used individuals in the United States to accept the proceeds and send the money to Lagos, Nigeria. In many instances, the individuals assisting in the United States were victims of a romance scheme, whereby the defendants developed online relationships using fake social media platforms.

This case was investigated by the Federal Bureau of Investigation Cyber Squad and Internal Revenue Service Criminal Investigation. It will be prosecuted by Assistant United States Attorney Jay Taylor.

Topics Discussed:

  • Email Spoofing
  • CEO Fraud/Phishing
  • Whaling Attacks
  • Romance Fraud

More Information:

  • FBI.gov
  • Internet Crime Center - File a Complaint
  • IC3.gov

Ruin a Bad Guy’s Day Radio Merchandise:

-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Visit: https://www.ruinabadguysday.com

HACKED! My Identity Has Been Stolen - Really!

HACKED! My Identity Has Been Stolen - Really!

December 27, 2018

HACKED! My Identity Has Been Stolen - Really!

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After the Equifax data breach in September 2017, I started a personal journey to protect my identity and take proactive measures to ruin a bad guy's day! I researched and reviewed several identity theft monitoring services, credit monitoring services, and how I could freeze my credit with all three credit bureaus. There are some very simple steps YOU can take right now to protect your identity and stop a bad guy from opening credit in your name and Ruining Your Day.

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Today, Skip discusses how his personal identity was compromised and recently used by criminals to open a line of credit with a large women's clothing retailer. However, through a proactive approach to protect his identity, Skip details the steps he took to stop the fraudsters in their tracks. Now, Skip is awaiting additional information from LifeLock and the retailer so that he can pursue the fraudsters with every means at his disposal. Check out Ruin a Bad Guy's Day: https://www.ruinabadguysday.com

It's time to play offense against the fraudsters and Ruin a Bad Guy's Day!

What can YOU do?

  • Open an Identity Theft Monitoring Account -  LifeLock or Experian
  • Open a Credit Monitoring Account - Credit Karma
  • Freeze Your Credit with All 3 Credit Bureaus

Who should YOU call?

  • Social Security Administrations Fraud Alert Line - 800-269-0271
  • Federal Trade Commission - Report Identity Theft - 877-FTC-HELP

Ruin a Bad Guy’s Day Radio Merchandise:

-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Visit:https://www.ruinabadguysday.com

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Question of the Week: What is Phishing, Vishing, and Smishing?

Question of the Week: What is Phishing, Vishing, and Smishing?

December 17, 2018

Question of the Week: What is Phishing, Vishing, and Smishing?

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Thank you for all of your emails and questions about Phishing, Vishing, and Smishing. This week we'll discuss the bombardment of social engineering techniques fraudsters use to lure us into giving away our personal information. We'll also go into greater detail on each of the primary methods currently being used to steal your identity.

Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising itself as a trustworthy entity in an electronic communication. Typically carried out by email spoofing or instant messaging, it often directs users to click a link, download an attachment and enter personal information at a fake website. From Wikipedia.org

Vishing or Voice phishing is a form of criminal phone fraud, using social engineering over the telephone system to gain access to private personal and financial information for the purpose of financial reward. From Wikipedia.org

Smishing or SMS phishing is a form of criminal activity using social engineering techniques. Phishing is the act of attempting to acquire personal information such as passwords and details by masquerading as a trustworthy entity in an electronic communication. SMS phishing uses cell phone text messages to deliver the bait to induce people to divulge their personal information. From Wikipedia.org

 

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