Ruin a Bad Guy’s Day Radio - Fraud Prevention Podcast
Catch of the Day: Credit Card Cloners Stole Thousands - Fraudsters Used Overseas Hackers to Get Card Numbers

Catch of the Day: Credit Card Cloners Stole Thousands - Fraudsters Used Overseas Hackers to Get Card Numbers

December 12, 2018

Catch of the Day: Credit Card Cloners Stole Thousands - Fraudsters Used Overseas Hackers to Get Card Numbers

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Source: FBI.gov

A prolific credit card scammer—who continued his crimes from behind bars—is now serving a lengthy sentence thanks to a multi-agency investigation into his card-cloning operation.

From 2014 to 2016, Syracuse, New York, resident Daquan Rice, 23, and several associates purchased credit card numbers online from hackers in Russia, Pakistan, and Ukraine, who sell the information they steal. Rice also bought credit card numbers from a friend who worked at a Syracuse restaurant who had skimmed numbers from customer credit cards on Rice’s behalf.

Rice had an associate in New York City with a credit card cloning machine, and he would provide the numbers to the person to make new cards for him. Rice and his accomplices then used these cards to buy gift cards, which they would convert into cash or money orders.

How does this happen? Today we discuss how carder networks operate and how carders steal personal information, use credit card cloning devices, and manufacture counterfeit credit cards.

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Breaking News! Marriott Says Up To 500 Million Customers’ Data Stolen In Breach

Breaking News! Marriott Says Up To 500 Million Customers’ Data Stolen In Breach

December 3, 2018

Breaking News! Marriott Says Up To 500 Million Customers' Data Stolen In Breach

Source: NPR.com

Marriott International said Friday that information on up to about 500 million of its customers worldwide was exposed in a breach of its Starwood guest reservation database dating as far back as 2014. The world's largest hotel chain said it learned of the breach on Sept. 8.

The company said the Marriott hotel network was not affected. "The investigation only identified unauthorized access to the separate Starwood network," it said. Marriott acquired Starwood Hotels & Resorts Worldwide in 2016. For 327 million of the affected guests, the compromised data includes "some combination of name, mailing address, phone number, email address, passport number, Starwood Preferred Guest ("SPG") account information, date of birth, gender, arrival and departure information, reservation date, and communication preferences," the company said.

Today, we'll discuss how the bad guys may attempt to compromise your accounts through deceptive and spear phishing attacks and what you can do to avoid becoming a victim of identify theft.

Report Phishing Emails

File a Complaint: FTC.gov/complaint

Forward phishing emails to: spam@uce.gov (FTC.gov site)

Identity Theft Information: Identitytheft.gov

Check to see if your email accounts have been compromised: https://haveibeenpwned.com/

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Catch of the Day: Thousands of credit cards were potentially compromised in a hotel room scheme

Catch of the Day: Thousands of credit cards were potentially compromised in a hotel room scheme

November 28, 2018

Catch of the Day: Thousands of credit cards were potentially compromised in a hotel room scheme – “Carding network” used to purchase stolen credit card numbers.

 

Source: Star-Telgram.com

In this Podcast, we will discuss what the term “Carding” means and how “Carders” operate.

DALLAS - Thousands of credit cards were potentially compromised in a hotel room purchasing scheme worth $250,000, according to federal court documents. According to the criminal complaint, which was unsealed last week, investigators in Dallas began looking into suspicious hotel room purchases allegedly made by K. Klutts and O. Edwards in late August.  The pair would rent one or two rooms in different hotels in Dallas, Fort Worth and other areas and then sub-rent the room to other people at lower fees, the document says. Klutts is accused of buying those rooms with credit card numbers she bought from a “carding network.”

 

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

How to Protect Your Identity During the Holidays

How to Protect Your Identity During the Holidays

November 23, 2018

How to Protect Your Identity During the Holidays

The holiday season brings all kinds of joy and potential stress. It is easy to become caught up with the holiday rush, shopping on-line, traveling to meet with friends and family, and forget to safeguard our identities from potential hackers and criminals.

Today we’ll discuss some simple steps to protect your identity while surfing the web, connecting to Wi-Fi hotspots, and protecting your Bluetooth devices. We’ll also explain the importance of using a VPN (virtual private network) when connecting to free Wi-Fi services at airports, hotels, and coffee shops.

Top VPN Services

  • Private Internet Access - PIA
  • PureVpn
  • IPVanish
  • NordVPN

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Catch of the Day: 30 Alleged NorCal Gang Members Arrested in $1 million credit card scheme

Catch of the Day: 30 Alleged NorCal Gang Members Arrested in $1 million credit card scheme

November 2, 2018

Catch of the Day: 30 Alleged NorCal Gang Members Arrested in $1 million credit card scheme

According to California Attorney General Xavier Becerra, more than 30 alleged street gang members have been recently arrested in connection with a $1 million dollar credit card scheme spanning 13 countries across Northern California. This case involves Account Takeover Fraud and Identity Theft arrests where alleged gang members would burglarize dental and medical offices and steal credit card terminals to gain sensitive personal information.

Source: KCRA News

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Buy VPN

How to Present a Fraud Case to Law Enforcement: Episode 3

How to Present a Fraud Case to Law Enforcement: Episode 3

October 29, 2018

How to Present a Fraud Case to Law Enforcement: Episode 3

Skip Myers and Chad Evans discuss how a well-written fraud report that details the virtual evidence and answers the who, what, where, when, why, and how questions relating to your case will leave very little room for questioning by the defense. A thorough investigation and detailed report could assist you with avoiding and/or having to attend court and derail the defense attorney's attempt to question the validity of your case. This process means quicker turnaround with case resolution, potential plea deals, restitution, and the return of stolen property.

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

How to Deter Fraudsters and Shoplifters: Keep Their Foot on the Brake Pedal - Episode 2

How to Deter Fraudsters and Shoplifters: Keep Their Foot on the Brake Pedal - Episode 2

October 21, 2018

How to Deter Fraudsters and Shoplifters: Keep Their Foot on the Brake Pedal - Episode 2

There has been considerable debate in the loss prevention and fraud prevention communities lately regarding what is the best method for reducing fraud and shrink. The debate argues two very valid points. Should loss prevention and fraud prevention programs focus on a “prevention” or a “deterrence” strategy?

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Join the Movement - Ruin a Bad Guy’s Day: Using Data to Prosecute On-Line Fraudsters: Episode 1

Join the Movement - Ruin a Bad Guy’s Day: Using Data to Prosecute On-Line Fraudsters: Episode 1

October 19, 2018

Join the Movement - Ruin a Bad Guy's Day: How to Use Data to Prosecute On-Line Fraudsters

Fraud Prevention Experts Skip Myers and Chad Evans give you practical advice to help you investigate and prosecute on-line fraudsters targeting your on-line business. Skip and Chad will guide you through the steps of collecting virtual evidence in a card-not-present environment and assist you with documenting important information for criminal prosecution. 

It's time to fight back! The answer to fighting fraud and turning the tables on the fraudsters is within reach. You have already done the work and have the skills to begin the process for prosecuting fraudsters. 

Stop speculating that you do not have enough time or resources to prosecute fraudsters and begin believing that law enforcement may be very interested in your fraud case. Your one case could be the turning point in a more extensive criminal investigation!

Remember, your fraud data tells a story...a digital crime story filled with virtual evidence that can be used to investigate and prosecute the fraudster. It's time we take the fraud data left behind by the fraudster and use it against them!

Together, We can make a difference in the fight against fraud!

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Best VPN Service

Digital Crime Scene Investigation: Your Guide to Fighting Fraud and Chargebacks - Introduction

Digital Crime Scene Investigation: Your Guide to Fighting Fraud and Chargebacks - Introduction

September 23, 2018

Digital Crime Scene Investigation: A Digital Crime Whodunnit 

Your Guide to Fighting Fraud and Chargebacks. “A digital crime is a human crime committed online. Your fraud data tells a story, a crime story filled with information that can solve the mystery of your fraud investigation. Many times problems are left unresolved simply because the approach of an investigator needs to be realigned to the digital environment."

Skip will explain how this approach has been used to deal with CNP fraud and chargebacks with great success.

Learn the 5 Steps for Digital Crime Scene Investigation and details for linking virtual evidence. This presentation provides practical tools that you can take away and apply at your business.

Who Should Listen? 
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.

Disclaimer: 
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.

Ruin a Bad Guy’s Day® is a registered trademark.

Full On-Demand Webinar Available Here: RuinaBadGuysDay.com