Fraud Expert Skip Myers discusses the best fraud prevention solutions and strategies to protect your identity from hackers, reduce chargebacks, enhance your fraud prevention team, and how to prosecute criminals.
Episodes
Tuesday Mar 05, 2019
Tuesday Mar 05, 2019
What is Synthetic Identity Fraud?
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Source: ThomsonReuters
Summary: In order to commit SIF or Synthetic Identify Fraud, fraudsters steal legitimate social security numbers from individuals who are not using their credit and/or have not established a credit file with the three credit reporting agencies. Fraudsters build and create synthetic identities by adding bogus addresses, names, and even fake social media accounts. This is when the real "fraud" begins with synthetic identity theft. Download the Podcast for more information!
Topics Discussed:
-Synthetic Identity Fraud/Theft
-How Bad Guy's Create Synthetic Identities
-What You Can Do?
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Contact Us:
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Top VPN Services:
-Private Internet Access – PIA
-PureVpn
-IPVanish
-NordVPN
More Information:
Senate Bill 2155: Economic Growth, Regulatory Relief, Consumer Protection Act
Link: https://www.congress.gov/bill/115th-congress/senate-bill/2155
-Internet Crime Center - File a Complaint
-IC3.gov
-Secret Service.gov
Check out AuditLock Fraud Consultancy:
Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Monday Feb 04, 2019
Monday Feb 04, 2019
Catch of the Day: FEDERAL CRACKDOWN ON FINANCIAL FRAUD AND ATM SKIMMING CONTINUES WITH GUILTY PLEAS
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Source: Secretservice.gov
Summary: Two Brazilian nationals who used bank customers’ account information obtained by an ATM “skimming” device have pled guilty in federal court. Julio Lopez Da Silva, 38, pled guilty to one count of conspiracy to commit bank fraud, while Anderson Santos, 41, pled guilty to one count of aggravated identity theft, in U.S. District Court in Brunswick, said United States Attorney Bobby L. Christine. Da Silva faces sentencing of up to 30 years in prison, while Santos faces a mandatory two-year sentence.
After the men were arrested Dec. 3, 2017 in Savannah, police searched a Port Wentworth hotel where the two were staying and discovered skimming equipment and nearly $20,000 in cash. Download the Podcast for more information!
Topics Discussed:
-ATM Skimming Devices
-How Skimming/Shimming Works
-What You Can Do?
Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies
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Contact Us:
https://www.ruinabadguysday.com/contact
Donate: Help Ruin a Bad Guy's Day Radio fight fraud!
https://donorbox.org/support-ruin-a-bad-guy-s-day-radio
Top VPN Services:
-Private Internet Access – PIA
-PureVpn
-IPVanish
-NordVPN
More Information:
-FBI.gov
-Internet Crime Center - File a Complaint
-IC3.gov
-Secret Service.gov
Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Monday Jan 21, 2019
Monday Jan 21, 2019
Breaking News! 773 Million Records Exposed in Monster Breach!
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On Today’s podcast, we'll discuss the latest monster data breach as detailed on Wired.com and discuss various ways to safeguard your identity, your email accounts, and passwords.
Source: Wired.com
There are breaches, and there are mega breaches, and there’s Equifax. But a newly revealed trove of leaked data tops them all for sheer volume: 772,904,991 unique email addresses, over 21 million unique passwords, all recently posted to a hacking forum.
The data set was first reported by security researcher Troy Hunt, who maintains Have I Been Pwned, a way to search whether your own email or password has been compromised by a breach at any point. (Trick question: It has.) The so-called Collection #1 is the largest breach in Hunt's menagerie, and it’s not particularly close. Download the Podcast for more information!
Password Manager Solutions:
Affiliate disclosure:
Ruin a Bad Guy's Day may earn commissions from the products & services featured on this page to help support our work.
Has your account been compromised?
Check your email address at:
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Visit: https://www.ruinabadguysday.com
Monday Dec 31, 2018
Monday Dec 31, 2018
Catch of the Day: Eleven Individuals from Lagos, Nigeria Indicted for Conspiring to Commit Wire Fraud
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Source: Justice.gov
Jacksonville, Florida – United States Attorney Maria Chapa Lopez announces the return of an indictment charging numerous individuals from Lagos, Nigeria, with conspiracy to commit wire fraud. If convicted, each faces a maximum penalty of 20 years in federal prison.
According to the indictment, the defendants, all Nigerian citizens, targeted multiple U.S. corporations with “phishing” e-mails requesting that the companies’ payroll/human resources personnel send IRS Forms W-2, containing employee personal identifying information, for review. They used “spoofed” email addresses, which masked the actual email address, making it appear as if the message was sent from a high-level manager within the victim companies. Numerous companies around the United States were victimized by this sophisticated scheme, including a local Jacksonville-based business.
The defendants, once they obtained the tens of thousands of employee W-2 Forms, used the information to file false federal income tax returns with the IRS claiming millions of dollars in fraudulent refunds. To receive the fraudulent tax refunds generated from the scheme, the defendants used individuals in the United States to accept the proceeds and send the money to Lagos, Nigeria. In many instances, the individuals assisting in the United States were victims of a romance scheme, whereby the defendants developed online relationships using fake social media platforms.
This case was investigated by the Federal Bureau of Investigation Cyber Squad and Internal Revenue Service Criminal Investigation. It will be prosecuted by Assistant United States Attorney Jay Taylor.
Topics Discussed:
- Email Spoofing
- CEO Fraud/Phishing
- Whaling Attacks
- Romance Fraud
More Information:
- FBI.gov
- Internet Crime Center - File a Complaint
- IC3.gov
Ruin a Bad Guy’s Day Radio Merchandise:
-Coffee Mugs, T-Shirts, Hoodies
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Thursday Dec 27, 2018
Thursday Dec 27, 2018
HACKED! My Identity Has Been Stolen - Really!
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After the Equifax data breach in September 2017, I started a personal journey to protect my identity and take proactive measures to ruin a bad guy's day! I researched and reviewed several identity theft monitoring services, credit monitoring services, and how I could freeze my credit with all three credit bureaus. There are some very simple steps YOU can take right now to protect your identity and stop a bad guy from opening credit in your name and Ruining Your Day.
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Today, Skip discusses how his personal identity was compromised and recently used by criminals to open a line of credit with a large women's clothing retailer. However, through a proactive approach to protect his identity, Skip details the steps he took to stop the fraudsters in their tracks. Now, Skip is awaiting additional information from LifeLock and the retailer so that he can pursue the fraudsters with every means at his disposal. Check out Ruin a Bad Guy's Day: https://www.ruinabadguysday.com
It's time to play offense against the fraudsters and Ruin a Bad Guy's Day!
What can YOU do?
- Open an Identity Theft Monitoring Account - LifeLock or Experian
- Open a Credit Monitoring Account - Credit Karma
- Freeze Your Credit with All 3 Credit Bureaus
Who should YOU call?
- Social Security Administrations Fraud Alert Line - 800-269-0271
- Federal Trade Commission - Report Identity Theft - 877-FTC-HELP
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Visit:https://www.ruinabadguysday.com
Monday Dec 17, 2018
Monday Dec 17, 2018
Question of the Week: What is Phishing, Vishing, and Smishing?
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Thank you for all of your emails and questions about Phishing, Vishing, and Smishing. This week we'll discuss the bombardment of social engineering techniques fraudsters use to lure us into giving away our personal information. We'll also go into greater detail on each of the primary methods currently being used to steal your identity.
Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising itself as a trustworthy entity in an electronic communication. Typically carried out by email spoofing or instant messaging, it often directs users to click a link, download an attachment and enter personal information at a fake website. From Wikipedia.org
Vishing or Voice phishing is a form of criminal phone fraud, using social engineering over the telephone system to gain access to private personal and financial information for the purpose of financial reward. From Wikipedia.org
Smishing or SMS phishing is a form of criminal activity using social engineering techniques. Phishing is the act of attempting to acquire personal information such as passwords and details by masquerading as a trustworthy entity in an electronic communication. SMS phishing uses cell phone text messages to deliver the bait to induce people to divulge their personal information. From Wikipedia.org
Best Spam Call Blocker Apps for Smartphones
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Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Wednesday Dec 12, 2018
Wednesday Dec 12, 2018
Catch of the Day: Credit Card Cloners Stole Thousands - Fraudsters Used Overseas Hackers to Get Card Numbers
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Source: FBI.gov
A prolific credit card scammer—who continued his crimes from behind bars—is now serving a lengthy sentence thanks to a multi-agency investigation into his card-cloning operation.
From 2014 to 2016, Syracuse, New York, resident Daquan Rice, 23, and several associates purchased credit card numbers online from hackers in Russia, Pakistan, and Ukraine, who sell the information they steal. Rice also bought credit card numbers from a friend who worked at a Syracuse restaurant who had skimmed numbers from customer credit cards on Rice’s behalf.
Rice had an associate in New York City with a credit card cloning machine, and he would provide the numbers to the person to make new cards for him. Rice and his accomplices then used these cards to buy gift cards, which they would convert into cash or money orders.
How does this happen? Today we discuss how carder networks operate and how carders steal personal information, use credit card cloning devices, and manufacture counterfeit credit cards.
Who Should Listen?
Fraud Managers and Investigators, Fraud Analysts, Law Enforcement Professionals, Risk Managers, E-commerce Managers, M-commerce managers, Finance Professionals, Chargeback Specialists, Call Center Agents, IT/Operations.
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Thursday Dec 06, 2018
Thursday Dec 06, 2018
How to Prevent a Home Burglary | Tips to Safeguard Your Home From Burglars
During this podcast we'll discuss ten ways you can safeguard your home from burglars and prevent your home from being a target. Simple steps that include low-cost DIY projects to increase lighting around your home, installation of timers and window locks, trimming trees and bushes, and home security systems.
Starting a Neighborhood Watch Program in your community is also a great way to involve your neighbors and fight crime. These cost effective steps will give the illusion someone is home and create the perception that your home is too risky to burglarize.
National Neighborhood Watch Program: www.nnw.org
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Monday Dec 03, 2018
Monday Dec 03, 2018
Breaking News! Marriott Says Up To 500 Million Customers' Data Stolen In Breach
Source: NPR.com
Marriott International said Friday that information on up to about 500 million of its customers worldwide was exposed in a breach of its Starwood guest reservation database dating as far back as 2014. The world's largest hotel chain said it learned of the breach on Sept. 8.
The company said the Marriott hotel network was not affected. "The investigation only identified unauthorized access to the separate Starwood network," it said. Marriott acquired Starwood Hotels & Resorts Worldwide in 2016. For 327 million of the affected guests, the compromised data includes "some combination of name, mailing address, phone number, email address, passport number, Starwood Preferred Guest ("SPG") account information, date of birth, gender, arrival and departure information, reservation date, and communication preferences," the company said.
Today, we'll discuss how the bad guys may attempt to compromise your accounts through deceptive and spear phishing attacks and what you can do to avoid becoming a victim of identify theft.
Report Phishing Emails
File a Complaint: FTC.gov/complaint
Forward phishing emails to: spam@uce.gov (FTC.gov site)
Identity Theft Information: Identitytheft.gov
Check to see if your email accounts have been compromised: https://haveibeenpwned.com/
Disclaimer:
Ruin a Bad Guy’s Day, LLC. The information provided in Ruin a Bad Guy’s Day/Skip Myers podcasts/webinars and accompanying material is for informational purposes only. It should not be considered legal or financial advice. You should consult with legal counsel or other professionals to determine what may be best for your individual or organizational needs.
Ruin a Bad Guy’s Day® is a registered trademark.
Thursday Nov 29, 2018
Thursday Nov 29, 2018
Make an Impact: Be an Inspiration to Others - You Can Do This!
Inspirational Podcast Excerpt: "When you let your confidence shine, you unconsciously permit others to do the same. Success isn't based on what you accomplished during your life, it's about what you inspire others to do!"
Skip shares a heart-felt personal story that will inspire and motivate you. The power to influence and inspiring others is within all of us. We just have to decide to take that first step to lead them, motivate them, and inspire them to learn more so that they can become more. During this holiday season..."Earn your success based on service to others, not at the expense of others." - H. Jackson Brown Jr.
We hope that this podcast will inspire YOU!
Happy Holidays!